20.80HCP on average is not that big a difference.
What made me stop playing moneybridge is the fact that we keep changing sides. Although it has no influence on the long run average, I got the impression there were huge streaks of HCP either for me or for my opponent. In fact, I even calculated it once, and not switching sides would've resulted in an average closer to 20HCP. And this happened every single time. NS gets 25HCP 2 deals in a row while we're sitting EW, you expect EW to get some HCP soon and what happens: you were right but you also switched sides, so another game for your opponent. And vulnerabilities are also cruel: you have streaks where you're Vul 75% of the time (great, but then your opponent leaves) but you also have streaks were your opponent is Vul 75% of the time while you stay NV 75% of the time. One should expect to be Vul 50% of the time and NV 50% of the time and the same for opponent, and it's not even difficult to force this. But having NV-NV, NV-V, V-NV and switched sides, V-V is simply unfair to one of the players. I don't know if this "switching sides" has be changed, but there were no ears when I previously mentioned this on the forums so I guess not.

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